Is your money stuck in invoices? Get quick disbursal in 24 hours!
Documents Required
- Current invoice or Purchase Order
- Top 10 Customers and their yearly sales
- Bank Account statements of last 2 years
- Monthly GST returns of the previous 2 years
- KYC Documents of the borrower
- Audited Financials and ITR returns for 2 years
- Sales ledger for last 1 year
- Collateral sale deed (for secured lending)
Red Fort Capital's Philosophy
Trustworthy Individuals
With high integrity and the intention and capacity to reimburse us.
Reliable Companies
Businesses with clear and consistent cash flows.
Reliable Buyers
Long and stable relationship with buyer improves approval rates
What is Invoice Discounting/Receivable Financing?
Invoice Discounting or receivable financing is a financing product that helps businesses to improve their working capital cycles. With invoice discounting, businesses get access to instant cash against their unpaid invoices. Invoice discounting helps to improve your relations with buyers & also get more business by extending the credit cycle.
Terms
Ticket Size | 20 Lakhs to 1 Crore (Unsecured), Up to 3 Crore (Secured) | Invoice Tenure | 30 to 90 days |
Interest Rate | 1.5% per month onwards | Discount Rate | Up to 90% of the invoice value |
Disbursement Time | Less than 24 Hours | Borrower Rating | Cibil score > 700 |
Ticket Size | 20L to 1 Cr Unsecured Upto 3 Cr Secured | Invoice Tenure | 30 to 90 days |
Interest Rate | 1.5%/month onwards |
Discount Rate | Upto 90% of the invoice value |
Disbursement Time | Less than 24 Hours |
Borrower Rating | Cibil score > 700 |

Salient Features
- Invoice Discounting upto 3Cr and improved LTV with collateral security
- Pre-analysis based on PO and quick disbursement post-submission of invoice.
Why to choose Invoice Discounting?
Working Capital Management
Invoice discounting helps improve cash flow and provides working capital to serve future work orders promptly
Reduce Reliance on Debt
Invoice discounting helps businesses reduce their reliance on debt, line of credit, private lending or other forms of traditional borrowings
Improved Ceditworthiness
Creditworthiness of borrowers is improved by serving financial obligations which helps in accessing future debt.
FAQs
What is the eligibility criteria?
If the borrower is receiving payments from his buyer on a timely basis, he will be eligible for invoice discounting. Eligibility is also accessed by financial stability and creditworthiness
Which sector’s invoices are discounted?
All sectors except construction and education are eligible for invoice discounting