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Working Capital Loan India
Working capital Loan in India is a short-term commitment for various business obligations and is the lifeline of any business. Maintaining a healthy cash flow to cover day-to-day expenses such as payroll, inventory & operating costs is of utmost importance. As working capital is rotated in each operating cycle, even minor changes in working capital will impact the bottom line & top line significantly. Delayed receivables constitute a significant cause of working capital shortages for businesses.
We understand these challenges and are committed to providing quick disbursements, to support your working capital requirements. With our customized working capital loan solutions, we aim to empower small businesses like yours by providing the financial support needed to navigate through operational challenges and drive expansion.
Eligibility Criteria for Working Capital Loan in India
Eligibility Requirements for Working Capital Loan
- Business Vintage: While we value startup culture, we require a minimum business vintage of 2 years.
- Minimum Turnover: 50 Lakhs per annum in the last two years
- Collateral Requirements: Minimum 2x collateral like open land, residential & commercial spaces, etc.
- EMI cover: We require a minimum of 1.5x EMI cover on a Monthly cashflow basis.
Document Requirements for Working Capital Loan
We only ask for basic documentation to process your loan application. These documents help us gauge your profile and evaluate the financing that will be most helpful for your purpose.
- Basic KYC information
- Business address proof
- Financial documents
Features of Working Capital Loan In India
Flexible Repayment Options
Tailored to suit your business's specific cash flow needs and cycles, our repayment plans are designed with MSMEs in mind.
Quick Approval and Disbursement
Red Fort Capital ensures a swift approval and disbursement process, enabling MSMEs to access funds promptly and efficiently.
Customized Solutions
We understand that each business is unique. Hence, we provide tailor-made solutions aligned with industry requirements and business goals.
Forward-looking approach
We are committed to understanding your businesses and estimating growth potential from the additional working capital, ultimately affecting the maximum eligibility for availing working capital loans.
At Red Fort Capital, we understand the critical role that working capital plays in the success of small business in India. Our working capital loan are tailored to empower businesses and provide the financial impetus needed to reach new heights. Consider Red Fort Capital as your partner in unlocking the potential for business growth.
Benefits of Working Capital Loan for MSMEs
Working capital loan offer a range of benefits for MSMEs in India, including:
Cash Flow Management
An addition to working capital smoothens the overall cashflows and reduces payment delays due to delayed debtor realization.
Inventory Management
Inventory prices vary based on the payment terms offered. More liquidity enables businesses to alter payment terms and secure inventories at a discount ultimately improving profit margins.
Business Expansion
The availability of credit and credit lines allows businesses to venture into new geographies, expand product lines, handle demand shocks, and invest in other growth opportunities.
Emergency Funds
A complex business environment will always have uncertainty associated with it. Having a financial buffer aid to handle any unexpected expenses or business challenges.
Steps to apply for Working Capital Finance India (Loan)
Applying for a working capital loan with Red Fort Capital in India is a simple and straightforward process.
- Head to our loan application page by clicking here.
- Read the requirements pdf attached at the top.
- Fill in the relevant details as accurately as you can.
- Agree to the terms & conditions.
- Our dedicated team will connect with you & ask for any additional information required.
Borrower Testimonials
“Thanks to Red Fort Capital, we were able to expand our presence in the global market with their quick funding process. With their support, we can offer our innovative alkaline black water to a wider audience and promote healthy living.”
“Red Fort Capital has amazed us with the 100 million INR disbursement within a record time of 8 days. With the speed capital provided by Red Fort Capital, we will be able to capitalize on time-sensitive opportunities and grow further.”
“With Red Fort Capital’s support, we have been able to procure raw materials and meet the specific needs of our valued clients. We are grateful for their trust and partnership helping us expand our market share throughout Maharashtra.”
"I needed funds to further expand my business and Red Fort Capital stood strong on their promise of speed and value creation. They understood the requirements of my business and were extremely transparent throughout the loan process."
"We’re truly amazed by the speed and enthusiasm with which Red Fort Capital disbursed the loan in a record time of 7 days and helped us capitalize on time-sensitive opportunities."
"It will help us to enhance our medical infrastructure, expand our specialties and services, and meet the growing demand for quality healthcare in the region".
